Worst I’ve Ever Seen | Financial Audit

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking & Savings: Get up to 4.50% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Investing: Start investing, or open a retirement account, and get a free $5 by using my link: https://share.acorns.com/calebhammercomposer

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Online security: Protect your online privacy and security NOW and for free by following my link to our sponsor Aura: https://aura.com/hammer

5) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

6) Best credit cards *FOR CREDIT CARD PEOPLE ONLY*
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7) Debit card that builds credit: The first 1000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

▶The most fun website: https://shop.calebhammer.com

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▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on Monday/Tuesday every week in Austin, Texas (in person only). Fill out this brief survey if you are interested: https://forms.gle/QmbgzfJJwr2JwFno9
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Chapters:

00:00 Job and income
05:44 Stop listening to him!
10:33 You're BLIND to your finances
11:19 SOFI
15:05 Do you pay anything on time?
19:34 Do you even care?!
27:53 You can't justify an Apple Watch
30:39 Nothing in checking...who's surprised
36:07 Law school? Yeah right...
41:44 You need a budget!
46:59 Aura
57:38 Hammer Financial Score

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▶Sponsorship and business inquiries: [email protected]
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▶*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: [email protected]