The BEST Rental Property Financing and Investor Loans of 2023

Episode #123

Find Investor-Friendly Lenders:
http://biggerpockets.com/lendermatch

Need rental property financing? What about an investor loan that won’t stop your cash flow? It’s tough in 2023. With high mortgage rates and many veteran investors predicting a commercial real estate crash, finding funding for your deal might seem impossible; but you’re probably looking for loans in the wrong place. Novice investors run off to the same lender that helped them get their primary home loan, while experienced investors know of loan products that most couldn’t even dream of.

To help get you a better mortgage, at a better rate, with less financing fatigue, is Caeli Ridge from Ridge Lending Group and Tim Herriage from RCN Capital, two of the most prominent investor lenders in the nation. Caeli and Tim know which loans work best for which investor, property, strategy, and price point. In this episode, they’ll review loan products that could help you score better deals with fewer headaches, explain why today’s high interest rates won’t last, and uncover the REAL reason investors are giving up their low mortgage rates for more expensive mortgages.

Caeli also goes in-depth on a new type of HELOC/home loan with lower interest costs that could benefit you IMMENSELY over the life of your loan. Tim also shares why he believes there WON’T be a commercial real estate crash and how financing investment properties could get even easier. If you’re waiting to invest or want some signal that lower mortgage rates are returning, this episode is for you!

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Find an Investor-Friendly Agent in Your Area:
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Find Investor-Friendly Lenders:
http://biggerpockets.com/lendermatch
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Connect with Caeli and Ridge Lending:
Website: https://ridgelendinggroup.com/
Email: [email protected]
Phone: Call 855-74-RIDGE
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Connect with Tim and RCN Capital:
BiggerPockets: https://www.biggerpockets.com/users/herriage
Socials: https://linktr.ee/timherriage
RCN Socials: https://linktr.ee/rcn_capital
Website: https://rcncapital.com/
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Show notes at: https://www.biggerpockets.com/blog/on-the-market-123?utm_source=youtube&utm_medium=description&utm_campaign=none


00:00 Intro

02:44 Investor-ONLY Lenders and Loans

13:47 DSCR Loans Explained

23:00 Investor Loans You MUST Know About

27:06 Markets with The Most Risk

31:54 Investors Give Up Low Rates

35:53 Will Loan Liquidity Dry Up?

39:53 Rates Could Dip This Fall

45:30 Connect with Caeli and Tim!

46:32 Find YOUR Lender