The Home Buyers Series - Episode 1 - The Mortgage Broker

I am so excited to launch this new series where I hope to demystify the home buying process for you. Born out of the many conversations I have with clients, friends and family alike who have questions from everything like 'how do I get approved for a mortgage?' to 'what happens after my home inspection?' ⁠
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This transaction is usually one of life's biggest and my aim for this series is to help first time buyers and seasoned vets alike navigate the landscape and feel confident doing so. At the end of the day my goal is to help make your dream home a reality.

Speaking to your mortgage broker is, arguably the first step in the home buying journey. In this episode I’m chatting to mortgage expert Mackenzie Gartside and she’s answering all our questions and providing valuable insights and tips.

Time stamps - Questions:

0:00 - Intro
0:18 - Q1 - What is a Mortgage?
2:44 - Q2 - Popular mortgage types?
4:56 - Q3 - What is pre-qualification?
7:52 - Q4 - How long is a rate hold valid for?
8:36 - Q5 - When to start pre-qualification?
9:54 - Q6 - What are pre-qualification first steps?
14:19 - Q7 - What is a credit score and why it’s important?
17:57 - Q8 - Why is 'subject to financing' important?
22:17 - Q9 - What is a good down payment? when would that vary?
25:41 - Q10 - How can you finance a home renovation?
27:40 - Final - Where can we find you?

Please reach out if you have any questions, I'm always happy to chat - Richelle Newson
www.realestatebyrichelle.com OR [email protected]

For all your mortgage broker needs - Mackenzie Gartside
www.comoxmortgages.com OR 250-331-0800

Mackenzies 24 Step Home Buyers Journey - https://comoxmortgages.com/a-buyers-journey/