Who Is to Blame for Unaffordable Housing

Markets rallied into Apple's iPhone reveal, then sold off yesterday; who can afford an iPhone 15? CPI for August to be released this morning (3.7% vs anticipated 3.6%). Lenders are now rolling out a 1% down payment program in hopes of reviving their business. The thing about home ownership: It's always something. How do mortgage lenders do it? They eat part of the rate up front, but YOU will pay for it on the back end. What does a larger (20%) down payment say about financial ability? The cost of home ownership goes beyond being able to afford a mortgage payment; home prices are a function of supply & demand. No one wants to sell into a housing market with 7% mortgage rates. The tricks home builders use; How "good" do Baby Boomers have it (and why)? Time to invest, bull markets; thought processes about money, managing expenses. What is an IPOP all about: It's NOT selling at a discount. (Fiscal responsibility doesn't sell products) What do 20% of Gen-Z's want to be? Social Media influencers. Switching from spending to saving mode.

SEG-1: The Apple Reveal: Who Can Afford an iPhone?
SEG-2: Is the 1% Down Payment a Win-win?
SEG-3: The Cost of Home Ownership: Why Prices are Too High
SEG-4: Why Baby Boomers have it So "Good"

Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Danny Ratliff, CFP
Produced by Brent Clanton, Executive Producer

NOTE: We apologize for the poor quality of today's live stream and the resulting YouTube recording of the show. This is a "clean" video recording of the program, sans commercials.
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