How to Invest Once You Retire | Julia Lembcke, CFP® | URS Advisory

In this informative video, financial expert Julia Lembcke, CFP explains how to structure your investments to cover your income needs and grow over the long term in retirement.

Retirees often face the risk of sequence of returns, where poor investment returns and the timing of withdrawals can impact their portfolio. Julia guides you through the concept of investment bucketing, which involves segmenting your money into different buckets based on timeframes.

By doing so, you can effectively combat the sequence of returns risk and ensure a steady income stream throughout retirement. Julia provides a practical example of how to bucket a $1.5 million portfolio to fund a $4,000 monthly income, taking inflation into account. Don't miss this valuable advice to secure your financial future!

[00:00:00] How to structure your investments for retirement.
[00:00:26] How do you structure your investments to cover your income needs and grow over the long term?
[00:00:56] How to build an investment allocation that will last 30 to 40 years and beyond.
[00:01:27] The biggest investment risk retirees face.
[00:02:27] Sequence of returns risk.
[00:03:06] How I would bucket your $1.5 million to provide that remaining $4,000 per month.
[00:05:06] How to enjoy your retirement without the stress of the stock market gyrations impacting your ability to fund your lifestyle.
[00:05:19] If you are approaching or newly retired and you need help preparing, please reach out via our website site or by calling our office.

Opinions expressed herein are solely those of URS Advisory. All written content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your financial adviser or qualified professional before making any financial decisions.


#RetirementIncome #InvestmentBucketing #SequenceOfReturnsRisk