(11/10/23) The markets' kabosh: Every word the Fed says moves the mood; the Fed is likely to tighten once more in 2024; real wages are down; wage growth matters; Where's Ratliff? Bankrate.com survey on consumer debt & credit card usage on the rise; putting together a Christmas spending budget; how much a visit to Santa's Wonderland costs Richard; looking at US inflation & China deflation. How to properly take distributions from HSA's; treat HSA funds like a retirement 401k: Should be the last account from which to draw down funds. Talking to your adult kids about Open Enrollment. The plight of pet owners and veterinary expenses; Social Security insolvency: What would you give to save it for future generations? Raising the Retirement Age.
2:45 - The Markets' Kabosh: The Fed Will Tighten One More Time 14:02 - Consumer Debt & Christmas Spending 30:07 - How to Take Distribution From Your HSA 44:06 - What Would You Give Up to Save Social Security?