#realestate #privatemoney #jayconner

Credits to:
https://www.youtube.com/watch?v=mrc1xkgIHT0
“Private Money Lending: How to Fund Real Estate Deals | Jay Conner”
https://www.youtube.com/@SlumDoggMillionaires

Moving Beyond the Bank: Why Private Money?
A key theme that emerged was the contrast between conventional lending and Private Money. The discussion explored the frustrations and obstacles that come with seeking loans from banks—mountains of paperwork, lengthy approval processes, and strict requirements on credit and documentation. Examples included arduous and sometimes invasive requirements, such as having to provide extensive personal information and enduring nine-month waits for loan assumptions, even for experienced investors.

By comparison, Private Money offers a streamlined, relationship-driven alternative. Investors are empowered to set their own terms, with no applications, no credit score checks, and no endless regulatory hoops to jump through. The structure is simple: “You’re already approved”—the investor teaches the opportunity, sets the interest rate, and controls the terms.

How Private Money Works
One concept discussed was the mechanics of Private Money lending. Rather than chasing capital, the approach centers on attracting investors—often people already in one’s personal or professional network—by educating them about the opportunity. Deals are backed by real estate, with private lenders extending funds in exchange for an 8% annual return, fully collateralized by the property through promissory notes and deeds of trust or mortgages, just as a bank would have.

Protections for lenders mirror those provided by banks. The discussion outlined the key steps: lenders are added as mortgagees on insurance policies, named on title policies, and legally empowered to foreclose in the event of non-payment. This significantly reduces risk for the private lender and makes the process attractive, especially for individuals looking for higher returns than those available through CD accounts or even the stock market, which can be much more volatile and unpredictable.

Building Community Wealth & Flexibility
Several points were raised, including the idea that Private Money investing taps into existing community wealth. Often, people have idle cash or retirement savings that aren’t earning satisfactory returns. Educating these individuals about private lending creates a win-win: they get consistent, reliable income (often double or triple what local banks pay), and the investor secures fast, flexible capital to close deals quickly—sometimes within seven days, a speed that sets one’s offers apart in competitive markets.

Another important distinction emphasized was the difference between Private Money and hard money. While both offer alternatives to traditional bank loans, hard money lenders are typically companies charging higher rates and points as intermediaries, whereas Private Money is a direct relationship with individuals, offering better terms and reduced costs.

Timestamps:
00:00 Getting into private money funding
05:14 Discovering private money lending
08:17 Raising private funding efficiently
10:10 Funding deals and managing risk
13:51 Speed to close real estate deals
18:11 Private lending and SEC regulations
22:27 Early real estate challenges
24:40 Business advice for married couples
28:32 Offering gifts for investors

Private Money Academy Conference:
https://www.ThePrivateMoneyConference.com

Free Report:
https://www.jayconner.com/MoneyReport

Join the Private Money Academy:
https://www.JayConner.com/trial/

Have you read Jay’s new book, Where to Get the Money Now?
It is available FREE (all you pay is the shipping and handling) at https://www.JayConner.com/Book

What is Private Money? Real Estate Investing with Jay Conner
http://www.JayConner.com/MoneyPodcast

Jay Conner is a proven leader in real estate investing. Without using his own money or credit, Jay uses creative methods to buy and sell properties, averaging $86,000 in profit per deal.

https://youtu.be/7lC35_JoIsg

#RealEstate #RealEstateInvesting #RealEstateInvestingForBeginners #Foreclosures #FlippingHouses #PrivateMoney #RaisingPrivateMoney #JayConner

YouTube Channel
https://www.youtube.com/c/RealEstateInvestingWithJayConner

Apple Podcast:
https://podcasts.apple.com/us/podcast/private-money-academy-real-estate-investing-with-jay/id1377723034

Facebook:
https://www.facebook.com/jay.conner.marketing

Twitter:
https://twitter.com/JayConner01

Pinterest:
https://www.pinterest.com/JConner_PrivateMoneyAuthority